ESG investing: weighing up what matters to you

ESG investing: weighing up what matters With ESG investing continuing to be on the rise in Australia, we look at potential considerations when thinking about your investment portfolio. Recent local and global events have brought back into the spotlight the impact we have on our planet and people. More than 90% of surveyed Australians are […]

What should you do with an inheritance?

What should you do with an inheritance? Many people wonder after receiving an inheritance what they should do with it. We explore some options to consider. What to do with an inheritance is a common dilemma that has no perfect answer. Do you add it to your super, pay down your mortgage, or pass on […]

Accelerate your savings with the help of science

Accelerate your savings with the help of science If your saving efforts are feeling sluggish, here are some simple yet effective science-backed ideas to try on for size. One might just work for you. Saving money can be difficult at the best of times. But when everyday items such as electricity, groceries, and petrol prices […]

Proceed with caution the Bank of Mum and Dad

Proceed with caution the Bank of Mum and Dad Stepping in to help children enter the property market might be a noble thing to do. But it can come with a few risks The great Australian dream of owning property has become a tall order for first-time homebuyers. And with the soaring cost of living, […]

How to get through life’s unexpected challenges

How to get through life’s unexpected challenges Just when you thought you’d reached your limit, life throws more unexpected challenges. Here are some tips to get through a difficult time For many, life isn’t easy at the moment. The floods have devastated parts of NSW and QLD, and while it might be having a hiatus […]

Stress test your mortgage repayments before it’s too late

Stress-test your mortgage repayments Prepare for uncertainty by planning for alternative outcomes. Put higher lending rates and mortgage repayments to the test. If you have a decent buffer, you may not be fazed by the recent increase in interest rates. Perhaps it won’t impact your monthly budget all that much. However, with more increases expected […]

Common super myths you need to know

Common super myths you need to know  Whether you’re working full-time, part-time, casually or in multiple jobs, there’s never been a better time to pay your super attention. From 1 July, the Super Guarantee will rise to 10.5% and the $450 monthly minimum wage threshold for Super Guarantee contributions from one employer will be no […]

5 principles when markets are volatile

Next steps Check that the investment option for your super is right for you Check in on your super balance once a quarter Consider getting a financial planner if you don’t already have one