Committed to providing outstanding service and benefits to our members, employers and advisers.

Your super is not only one of the most important investments you can make in your lifetime, it is also a tax effective way to invest for your long term retirement savings. Making regular contributions to your super and managing your super to improve long term investment growth will go a long way towards helping you realising your dreams of financial independence.

With Smartsave, you choose how you want to run your super. Smartsave makes it easier. You can be hands on, and we’ll give you the know-how, and the tools to help you manage your super, or you may want to be hands off, in which case, we’ll provide the know-how and tools to your financial adviser to help them provide you with the financial advice and super management you need.
We seek to provide quality customer service to our members, employers and their financial advisers and make it as easy as possible for you to track and manage your super. How it works is up to you. You can change your level of involvement at any time, as your interest, and commitments change.

Retirement Income

Retirement Income Covenant Strategy

Planning for your retirement – we’re here to help.

Financial Wellness Hub

Access articles and tools to help you get the most out of your super fund.

Retirement Planner Calculator

Figure out how much super you need to retire in comfort.


Our Fund

Smartsave is a corporate super fund which has provided flexible super accumulation and Group Insurance products to employers, members and their financial advisers, as well as providing pensions over the years. Smartsave offers you the choice of investing in the following divisions:

For members and employers, Smartsave provides:

  • A public offer fund with:
    • an Employer Division (Smartsave Employer Super) including an accumulation MySuper product investment option,
    • a Personal Division (Smartsave Personal Choice) with a range of investment options and access to an accumulation account,
    • a Pension Division (Smart Pensions) with five investment options, and access to account based pension and transition to retirement pension account,
  • Flexible (multi sector and single sector) investment choices, with underlying managed funds and performance underpinned by Asset Consultant ‘Mercer’, and
  • Contribution assistance from providing fund details, explaining contribution caps to processing your requests to transfer in other super via your MyGov account or directly from other super funds.
  • Comprehensive group insurance cover, rated to your occupation type, and suited to both the ‘Employer and Personal Division’, to enable you to effectively package insurance protection to suit your family arrangements, and a
  • Secure Online Portal to track and manage your super when it suits you, giving you convenience and control.


  • Simple straight forward fees,
  • Reporting made simple, online reporting on transactions, current member account and asset allocation summaries and valuations.
  • An in-house member service support team, via email, or phone. Sydney based – Monday to Friday, 8.30am to 5.30 pm.

As a member, you will benefit from the easy to understand fee structure, flexibility of investments and insurance offers by occupation category type.

Smartsave is flexible. You can join the fund:

  • Via your employer with a Smartsave Employer Super accumulation account and contribute through your employer or
  • You or your financial adviser can open up an account directly using a Smartsave Personal Choice application form, or you can
  • You or your financial adviser can set up your pension and arrange an income stream payment to suit your retirement or pared back working lifestyle using the Smart Pensions application form.


Unique Superannuation Identifier (USI): 43 905 581 638 001
Fund ABN: 43 905 581 638
Partnered with some of Australia’s best known and established service providers
Trustee: Diversa Trustees Limited ABN 49 006 421 638, RSE Licence Number L0000635, AFSL No 235153
Promoter: OneVue Wealth Services ABN 70 120 380 627, AFSL 308868
Administrator: OneVue Super Services Limited ABN 74 006 877 872, AFSL 246883
Group Insurer: MLC Limited ABN 90 000 000 402, AFSL 230694, AIA Australia Limited ABN 79 004 837 861
Custodian: Certane CT Pty Ltd ABN 12 106 424 088, JP Morgan Nominees Australia Limited ABN 75 002 899 961, Sandhurst Trustees Limited ABN 16 004 030 737
Auditors: BDO Australia Ltd ABN 77 050 110 275

ABN 43 905 581 638

Passive Growth MySuper Product Dashboard

This product dashboard is to provide members with key information about Fund’s fees, risk and performance.

You can use this dashboard to compare Passive Growth MySuper with other MySuper products.

Return Target1

To provide a net return after tax and investment costs equal or better than inflation (CPI) + 2.5% p.a. for the period 2021-2030.


This investment option commenced on 1 January 2014. The one year return to 30 June 2022 is -7.50% p.a.

Investment returns are not guaranteed. Past performance is not an indication of future performance.

Level of Investment Risk

High – Estimated number of negative annual returns over any 20-year period is 4 to less than 6.

Statement of Fees and Costs


The statement of fees and other costs for a representative member who is fully invested in MySuper, who doesn’t incur any activity fees during the year and who has an account balance of $50,000 balance throughout that year. It excludes investment gains / losses on the $50,000 balance. Fees and costs reported are Administration Fees, Investment Fees and Indirect Cost Ratio.

1 The return target is calculated using a net return of a representative member. A representative member is a member who is fully invested in the investment option, who does not incur any activity fees during a year and who has an account balance of $50,000 throughout that year. Excludes: investment gains/losses on the $50,000 balance. 

The fund is a superannuation product within OneSuper ABN 43 905 581 638 RSE R1001341. Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE Licence L0000635 (referred to as the Trustee, we, our, us) is the Trustee of OneSuper and the product issuer. The information in this document has been prepared by OneVue Wealth Services Pty Ltd ABN 70 120 380 627, AFSL 308868 as the Promoter. It is intended to provide you with general information only and does not take into account your personal objectives, financial situation or needs. Before making any financial decisions about the fund, it is important that you read the current product disclosure statement (PDS) and Target Market Determination (TMD) and consider your particular circumstances and whether the particular financial product is right for you. The current PDS and TMD for the product is available at You should consult a financial adviser if you require personal advice.

Investment returns are not guaranteed. Past performance is not an indication of future performance.

News & Updates


Our office hours are from 8:30am to 5:30pm weekdays.