Your super is not only one of the most important investments you can make in your lifetime, it is also a tax effective way to invest for your long term retirement savings. Making regular contributions to your super and managing your super to improve long term investment growth will go a long way towards helping you realising your dreams of financial independence.
With Smartsave, you choose how you want to run your super. Smartsave makes it easier. You can be hands on, and we’ll give you the know-how, and the tools to help you manage your super, or you may want to be hands off, in which case, we’ll provide the know-how and tools to your financial adviser to help them provide you with the financial advice and super management you need.
We seek to provide quality customer service to our members, employers and their financial advisers and make it as easy as possible for you to track and manage your super. How it works is up to you. You can change your level of involvement at any time, as your interest, and commitments change.
Smartsave is a corporate super fund which has provided flexible super accumulation and Group Insurance products to employers, members and their financial advisers, as well as providing pensions over the years. Smartsave offers you the choice of investing in the following divisions:
For members and employers, Smartsave provides:
WITH
As a member, you will benefit from the easy to understand fee structure, flexibility of investments and insurance offers by occupation category type.
Smartsave is flexible. You can join the fund:
This product dashboard is to provide members with key information about Fund’s fees, risk and performance.
You can use this dashboard to compare Passive Growth MySuper with other MySuper products.
To provide a net return after tax and investment costs equal or better than inflation (CPI) plus 2.5% p.a. for the period 2020-2029. Future returns cannot be guaranteed. This is a prediction.
This investment option commenced on1 January 2014. The one year return to 30 June 2020 is 0.26% p.a. The 6 year average return to 30 June 2020 is 5.21% p.a.
Investment returns are not guaranteed. Past performance is not an indication of future performance.
High – Estimated number of negative annual returns over any 20-year period is 4 to less than 6.
$485.00
The statement of fees and other costs is for a representative member who is fully invested in MySuper, who doesn’t incur any activity fees during the year and who has an account balance of $50,000 throughout that year. It excludes investment gains/losses on the $50,000 balance. Fees and costs reported are Administration Fees, Investment Fees and Indirect Cost Ratio.
1 the return target is calculated using a net return of a representative member. A representative member is a member who is fully invested in the investment option, who does not incur any activity fees during a year and who has an account balance of $50,000 throughout that year. Excludes: investment gains/losses on the $50,000 balance.
Here is a list of links to external sites that may be of interest. These links provide general financial information and may change without us
Many Australians choose to take out group life and/or income protection insurance through their superannuation fund to protect themselves and their families at times when
For many of us, the Government’s early access to super scheme has been essential to survive the fallout from COVID-19, but now is the time
Our office hours are from 8:30am to 5:30pm weekdays.
The 2021 end of financial year timetable is now available.