Automate your finances to REALLY get ahead
Automate your finances to REALLY get ahead You’ll have heard it many times: automate your finances to really get ahead. But what exactly does that mean, and why does it matter so much? When things are time consuming or difficult to do they don’t get done often, especially when it comes to our own finances. […]
ESG investing: weighing up what matters to you
ESG investing: weighing up what matters With ESG investing continuing to be on the rise in Australia, we look at potential considerations when thinking about your investment portfolio. Recent local and global events have brought back into the spotlight the impact we have on our planet and people. More than 90% of surveyed Australians are […]
Why getting licensed financial advice when you’re young is a good idea
Why getting licensed financial advice when you’re young is a good idea Seeking financial advice when you’re young can be highly beneficial for your long-term financial wellbeing. Here’s how Around the start of the pandemic, it would seem somewhat of a social media ‘phenomenon’ emerged. Financial influencers (‘finfluencers’) began cropping up everywhere, scattering colourful memes […]
What should you do with an inheritance?
What should you do with an inheritance? Many people wonder after receiving an inheritance what they should do with it. We explore some options to consider. What to do with an inheritance is a common dilemma that has no perfect answer. Do you add it to your super, pay down your mortgage, or pass on […]
Accelerate your savings with the help of science
Accelerate your savings with the help of science If your saving efforts are feeling sluggish, here are some simple yet effective science-backed ideas to try on for size. One might just work for you. Saving money can be difficult at the best of times. But when everyday items such as electricity, groceries, and petrol prices […]
Proceed with caution the Bank of Mum and Dad
Proceed with caution the Bank of Mum and Dad Stepping in to help children enter the property market might be a noble thing to do. But it can come with a few risks The great Australian dream of owning property has become a tall order for first-time homebuyers. And with the soaring cost of living, […]
How to get through life’s unexpected challenges
How to get through life’s unexpected challenges Just when you thought you’d reached your limit, life throws more unexpected challenges. Here are some tips to get through a difficult time For many, life isn’t easy at the moment. The floods have devastated parts of NSW and QLD, and while it might be having a hiatus […]
Stress test your mortgage repayments before it’s too late
Stress-test your mortgage repayments Prepare for uncertainty by planning for alternative outcomes. Put higher lending rates and mortgage repayments to the test. If you have a decent buffer, you may not be fazed by the recent increase in interest rates. Perhaps it won’t impact your monthly budget all that much. However, with more increases expected […]
Changes to superannuation and what they mean
Changes to superannuation and what they mean We cover key super changes for the 2022/23 financial year, and some of the measures that are staying the same The start of a new financial year is a good time to check in on new legislation, thresholds, and rates you may need to be aware of when […]
Tips to make better money choices as a family
Tips to make better money choices as a family More often than not, financial decisions for the family are made strictly by the parents, but what would happen if you did it differently? To help your entire family get better at making good money choices, having everyone involved in the process is key. Finance isn’t […]