What’s super stapling and do you have to do anything?
What’s super stapling and do you have to do anything? Super stapling is the new buzzword in superannuation circles (ooh, now there’s a circle we all want to be in). Here’s what the changes mean for you. By Bron Maxabella Some changes to superannuation have come into effect this month that may affect the way […]
Financial needs and wants in (hopefully soon) a post-COVID-19 world
Financial needs and wants in (hopefully soon) a post-COVID-19 world While the COVID-19 pandemic is foremost a public health issue, other significant issues have also emerged By Christopher Wilsmore While the COVID-19 pandemic is first and foremost a public health issue, other clear and significant issues have also emerged over time for many of us, […]
Thinking of getting a home loan? A recent change may impact you
Thinking of getting a home loan? A recent change may impact you APRA recently announced new loan serviceability assessment expectations Christopher Wilsmore APRA (The Australian Prudential Regulation Authority) is an independent statutory authority that supervises institutions across banking, insurance and super, and promotes financial system stability in Australia. On 6 October 2021, APRA advised that […]
Super contributions and why they are important
It might sound a bit complicated but, put simply, contributions are just any money deposited into your super account. Watch the video to hear from David Koch to learn about the different types of superannuation and how they can make a difference to your retirement balance Next Steps Go to https://moneysmart.gov.au/grow-your-super/super-contributions to find out more […]
Investing: The different types of asset classes
Investing: The different types of asset classes Investing in one or more of the different types of asset classes can help you achieve your financial goals. Find out more about the different asset classes. By: Christopher Wilsmore Taking the time to work out what your financial goals are can help with not only framing where […]
Considering a sea/tree change in retirement?
Considering a sea/tree change in retirement? Thinking about a sea or tree change when you retire? It’s good to weigh up the pros and cons before making the move. Christopher Wilsmore As you approach or enter your retirement years, there can be a desire to move away from your current place of residence and start […]
The retirement chapters to plan for
The Three Retirement Chapters Retirement for many of us is often imagined as a time in our lives when we can finally kick back Christopher Wilsmore Retirement, for many of us, is often imagined as a chapter in our lives when we can finally kick back, enjoy the fruits of our labour, and […]
Tips for reviewing annual super statements
Tips for reviewing annual super statements When it comes to retirement, your retirement income (and outcome) can be intrinsically linked to what you do now Christopher Wilsmore When it comes to retirement, many of us may receive retirement income from various sources. For example, investments (inside and outside super) and social security entitlements, such as […]
Three ways to slow down your online shopping spend
Three Ways to Slow Down your Online Shopping Spend There is no doubt that after long periods of lockdown, online shopping has become Vanessa Stoykov There is no doubt that after long periods of lockdown, online shopping has become our key link to the outside world. And while some are essential items, I suspect many […]
Getting Better at Money Management
Getting Better at Money Management Watch the video to hear from David Koch what you need to know about Money Management and how to be better at it. Next Steps Review David’s 5 key action items and see if there is anything you can do differently to better manage your money.