ESG investing: weighing up what matters to you

ESG investing: weighing up what matters With ESG investing continuing to be on the rise in Australia, we look at potential considerations when thinking about your investment portfolio. Recent local and global events have brought back into the spotlight the impact we have on our planet and people. More than 90% of surveyed Australians are […]

What should you do with an inheritance?

What should you do with an inheritance? Many people wonder after receiving an inheritance what they should do with it. We explore some options to consider. What to do with an inheritance is a common dilemma that has no perfect answer. Do you add it to your super, pay down your mortgage, or pass on […]

Proceed with caution the Bank of Mum and Dad

Proceed with caution the Bank of Mum and Dad Stepping in to help children enter the property market might be a noble thing to do. But it can come with a few risks The great Australian dream of owning property has become a tall order for first-time homebuyers. And with the soaring cost of living, […]

How to get through life’s unexpected challenges

How to get through life’s unexpected challenges Just when you thought you’d reached your limit, life throws more unexpected challenges. Here are some tips to get through a difficult time For many, life isn’t easy at the moment. The floods have devastated parts of NSW and QLD, and while it might be having a hiatus […]

Changes to superannuation and what they mean

Changes to superannuation and what they mean We cover key super changes for the 2022/23 financial year, and some of the measures that are staying the same The start of a new financial year is a good time to check in on new legislation, thresholds, and rates you may need to be aware of when […]

Common super myths you need to know

Common super myths you need to know  Whether you’re working full-time, part-time, casually or in multiple jobs, there’s never been a better time to pay your super attention. From 1 July, the Super Guarantee will rise to 10.5% and the $450 monthly minimum wage threshold for Super Guarantee contributions from one employer will be no […]

Protecting retirement savings from inflation

Protecting retirement savings from inflation  Explore the strategies that can help in protecting the value of your retirement savings, now and into the future When entering the retirement phase of life, there’s a shift from primarily employment income to income derived from our retirement savings and potential social security entitlements. With this shift comes the […]

5 principles when markets are volatile

Next steps Check that the investment option for your super is right for you Check in on your super balance once a quarter Consider getting a financial planner if you don’t already have one

How much do you REALLY need to retire?

How much do you REALLY need to retire? The sum of million dollars is often thrown for the amount  you need to retire on.  Find out if this is true for you? Are you getting ready for retirement?  The magic question is to answer how much do you need to make your retirement dreams a […]

Pay off the mortgage ASAP or top up your super?

Pay off the mortgage ASAP or top up your super? 4 key questions to ask yourself At a certain point in life, many wonder what’s better: to pay off the home loan ASAP or top up your superannuation? As Australians are recalibrating financial goals and strategies while watching the effects of the pandemic, conflicts and […]