Changes to superannuation and what they mean
Changes to superannuation and what they mean We cover key super changes for the 2022/23 financial year, and some of the measures that are staying the same The start of a new financial year is a good time to check in on new legislation, thresholds, and rates you may need to be aware of when […]
Common super myths you need to know
Common super myths you need to know Whether you’re working full-time, part-time, casually or in multiple jobs, there’s never been a better time to pay your super attention. From 1 July, the Super Guarantee will rise to 10.5% and the $450 monthly minimum wage threshold for Super Guarantee contributions from one employer will be no […]
Protecting retirement savings from inflation
Protecting retirement savings from inflation Explore the strategies that can help in protecting the value of your retirement savings, now and into the future When entering the retirement phase of life, there’s a shift from primarily employment income to income derived from our retirement savings and potential social security entitlements. With this shift comes the […]
5 principles when markets are volatile
Next steps Check that the investment option for your super is right for you Check in on your super balance once a quarter Consider getting a financial planner if you don’t already have one
How much do you REALLY need to retire?
How much do you REALLY need to retire? The sum of million dollars is often thrown for the amount you need to retire on. Find out if this is true for you? Are you getting ready for retirement? The magic question is to answer how much do you need to make your retirement dreams a […]
Pay off the mortgage ASAP or top up your super?
Pay off the mortgage ASAP or top up your super? 4 key questions to ask yourself At a certain point in life, many wonder what’s better: to pay off the home loan ASAP or top up your superannuation? As Australians are recalibrating financial goals and strategies while watching the effects of the pandemic, conflicts and […]
How downsizing can give your super balance a boost
How downsizing can give your super balance a boost The eligibility age for the Downsizer contribution is changing from 65 to 60 on 1 July this year and this could boost your savings for retirement By: Fosca Pacitto The eligibility age for the Downsizer contribution is changing from 65 to 60 on 1 July this […]
5 big mistakes to avoid before you die
5 big mistakes to avoid before you die Make sure your estate ending doesn’t up in the wrong hands by avoiding these simple mistakes that are all too often made Getting your financial affairs and will in order is crucial to making sure your loved ones are looked after when you’re no longer around. But […]
4 tips to stop bad decisions during a crisis
4 tips to stop bad decisions during a crisis Dr. Kirsten MacDonald provides critical insights on how to avoid a triple whammy when making investment decisions in a crisis Nadine Blayney and Dr. Kirsten MacDonald sit down to discuss what others did during COVID and how you can avoid making the same errors with your […]
Death Benefits from Superannuation
Death Benefits from Superannuation If you were to die, the money you have in super may not necessarily be distributed to your intended beneficiaries. Superannuation is not an estate asset and upon death of the member does not automatically flow to the estate of the deceased. However, superannuation funds will allow you to nominate a […]