Automate your finances to REALLY get ahead
Automate your finances to REALLY get ahead You’ll have heard it many times: automate your finances to really get ahead. But what exactly does that mean, and why does it matter so much? When things are time consuming or difficult to do they don’t get done often, especially when it comes to our own finances. […]
ESG investing: weighing up what matters to you
ESG investing: weighing up what matters With ESG investing continuing to be on the rise in Australia, we look at potential considerations when thinking about your investment portfolio. Recent local and global events have brought back into the spotlight the impact we have on our planet and people. More than 90% of surveyed Australians are […]
Why getting licensed financial advice when you’re young is a good idea
Why getting licensed financial advice when you’re young is a good idea Seeking financial advice when you’re young can be highly beneficial for your long-term financial wellbeing. Here’s how Around the start of the pandemic, it would seem somewhat of a social media ‘phenomenon’ emerged. Financial influencers (‘finfluencers’) began cropping up everywhere, scattering colourful memes […]
Accelerate your savings with the help of science
Accelerate your savings with the help of science If your saving efforts are feeling sluggish, here are some simple yet effective science-backed ideas to try on for size. One might just work for you. Saving money can be difficult at the best of times. But when everyday items such as electricity, groceries, and petrol prices […]
How to get through life’s unexpected challenges
How to get through life’s unexpected challenges Just when you thought you’d reached your limit, life throws more unexpected challenges. Here are some tips to get through a difficult time For many, life isn’t easy at the moment. The floods have devastated parts of NSW and QLD, and while it might be having a hiatus […]
Stress test your mortgage repayments before it’s too late
Stress-test your mortgage repayments Prepare for uncertainty by planning for alternative outcomes. Put higher lending rates and mortgage repayments to the test. If you have a decent buffer, you may not be fazed by the recent increase in interest rates. Perhaps it won’t impact your monthly budget all that much. However, with more increases expected […]
Tips to make better money choices as a family
Tips to make better money choices as a family More often than not, financial decisions for the family are made strictly by the parents, but what would happen if you did it differently? To help your entire family get better at making good money choices, having everyone involved in the process is key. Finance isn’t […]
Common super myths you need to know
Common super myths you need to know Whether you’re working full-time, part-time, casually or in multiple jobs, there’s never been a better time to pay your super attention. From 1 July, the Super Guarantee will rise to 10.5% and the $450 monthly minimum wage threshold for Super Guarantee contributions from one employer will be no […]
5 principles when markets are volatile
Next steps Check that the investment option for your super is right for you Check in on your super balance once a quarter Consider getting a financial planner if you don’t already have one
How much do you REALLY need to retire?
How much do you REALLY need to retire? The sum of million dollars is often thrown for the amount you need to retire on. Find out if this is true for you? Are you getting ready for retirement? The magic question is to answer how much do you need to make your retirement dreams a […]