Common super myths you need to know

Common super myths you need to know  Whether you’re working full-time, part-time, casually or in multiple jobs, there’s never been a better time to pay your super attention. From 1 July, the Super Guarantee will rise to 10.5% and the $450 monthly minimum wage threshold for Super Guarantee contributions from one employer will be no […]

Protecting retirement savings from inflation

Protecting retirement savings from inflation  Explore the strategies that can help in protecting the value of your retirement savings, now and into the future When entering the retirement phase of life, there’s a shift from primarily employment income to income derived from our retirement savings and potential social security entitlements. With this shift comes the […]

5 principles when markets are volatile

Next steps Check that the investment option for your super is right for you Check in on your super balance once a quarter Consider getting a financial planner if you don’t already have one

How much do you REALLY need to retire?

How much do you REALLY need to retire? The sum of million dollars is often thrown for the amount  you need to retire on.  Find out if this is true for you? Are you getting ready for retirement?  The magic question is to answer how much do you need to make your retirement dreams a […]

Delayed gratification is a key to wealth (Can you wait long enough?)

Delayed gratification is a key to wealth (Can you wait long enough?) Delayed gratification is basically your ability to resist the allure of an instant reward and hold out for a potentially greater reward in the future. Bron Maxabella    Becoming a master of delayed gratification means you can buy as many marshmallows as you […]

Pay off the mortgage ASAP or top up your super?

Pay off the mortgage ASAP or top up your super? 4 key questions to ask yourself At a certain point in life, many wonder what’s better: to pay off the home loan ASAP or top up your superannuation? As Australians are recalibrating financial goals and strategies while watching the effects of the pandemic, conflicts and […]

How downsizing can give your super balance a boost

How downsizing can give your super balance a boost The eligibility age for the Downsizer contribution is changing from 65 to 60 on 1 July this year and this could  boost your savings for retirement By: Fosca Pacitto  The eligibility age for the Downsizer contribution is changing from 65 to 60 on 1 July this […]

5 big mistakes to avoid before you die

5  big mistakes to avoid before you die Make sure your estate ending doesn’t up in the wrong hands by avoiding these simple mistakes that are all too often made Getting your financial affairs and will in order is crucial to making sure your loved ones are looked after when you’re no longer around. But […]

What’s your Plan B if Plan A fails? Plan for it now

How to build a money backup plan that works If there is one thing COVID19 has taught us, it is that life can change at any time, for reasons you can’t control.  Vanessa Stoykov If there is one thing COVID19 has taught us, it is that life can change at any time, for reasons you […]

A letter from your future self

A letter from your future self Our future self is the beneficiary or unfortunate inheritor of all our major decisions and daily choices. For some of us, it can be difficult to get ahead financially and stay the course to realising our future financial goals and objectives. Importantly, this struggle can sometimes be due to […]